HarborLight Credit Union

Address: 2151 Cogswell Ave, Whitehall, MI 49461.
Phone:2318945608.
Website: harborlightcu.org
Specialties: Credit union, ATM, Financial institution.
Other points of interest: Drive-through, Wheelchair-accessible entrance, Wheelchair-accessible parking lot.
Opinions: This company has 39 reviews on Google My Business.
Average opinion: 3.9/5.

Contact

Open today until 17:00.

Monday: 09:00–17:00
Tuesday: 09:30–17:00
Wednesday: 09:00–17:00
Thursday: 09:00–17:00
Friday: 09:00–17:00
Saturday: Closed
Sunday: Closed

HarborLight Credit Union stands as a dedicated financial institution located in Whitehall, Michigan. Situated at 2151 Cogswell Ave, it serves the local community with a comprehensive suite of banking services. With a commitment to member satisfaction and financial well-being, HarborLight Credit Union offers a convenient and accessible banking experience. Their phone number is 2318945608, and you can find more detailed information, including their full range of products and services, on their website: harborlightcu.org.

HarborLight Credit Union distinguishes itself through several key features designed to meet the diverse financial needs of its members. Primarily, it operates as a credit union, meaning it’s owned and operated by its members rather than external shareholders. This structure fosters a philosophy centered around providing competitive rates, personalized service, and supporting the local community. The credit union offers a wide array of products, including:

Checking Accounts: Various checking account options cater to different savings habits and transaction volumes.
Savings Accounts: These accounts provide a safe and secure place to grow your savings, often with competitive interest rates.
Loans: HarborLight Credit Union offers a range of loan products, including auto loans, personal loans, and potentially mortgage loans, with potential for favorable terms due to its credit union structure.
Debit Cards: Members have access to debit cards for convenient and secure purchases. Notably, they offer a rewards program that provides credits to members' Google Play or iTunes accounts, adding a welcome incentive for utilizing their debit cards.
Online and Mobile Banking: The credit union provides convenient access to accounts and services through its website and mobile applications.

The primary branch is located at 2151 Cogswell Ave, Whitehall, MI 49461. However, to further enhance accessibility, HarborLight Credit Union operates a second location strategically positioned near US 31. This dual-location strategy significantly improves convenience for members throughout the surrounding area. Furthermore, the facility is designed with accessibility in mind, featuring a wheelchair accessible entrance and a wheelchair accessible parking lot, demonstrating their commitment to inclusivity. The location south of Whitehall provides a convenient option for residents in that region.

HarborLight Credit Union prides itself on being an active member of the Whitehall community. Their dedication extends beyond simply providing financial services; they actively support local initiatives and organizations. The ATM network is also available to members, ensuring easy access to cash withdrawals. The credit union's commitment to its members is reflected in its positive online reviews. Currently, the company has 39 reviews on Google My Business, with an average opinion of 3.9/5. While the average score is good, the consistent positive feedback highlights areas of strength, particularly regarding customer service and convenience. The second location provides added convenience and expands their reach within the community, showing a forward-thinking approach to serving their members. The breadth of their banking products suggests they aim to be a comprehensive financial solution for individuals and families.

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HarborLight Credit Union - Whitehall, Michigan

4/5

A Good Credit Union to have an account at. It is conveniently located south of Whitehall, Michigan. They have opened a second location that is conveniently located just off US 31 also. They have a wide range of banking products to offer. They have a program to reward you for using your debit card that will give you a credit on Google Play or iTunes purchases as we.

1/5

Don't go here. The branch in Whitehall is okay but the main branch won't even treat you like a person if you don't have a matching Stanley cup. As far as member services I've had only bad experiences going as far as people LYING to me. Not a very trustworthy staff, as I could go on I just will leave it at don't go here.

1/5

I cannot stress this enough: DO NOT GO HERE. I wish I could give zero stars. For starters: They are extremely rude if you ask questions about any loans or anything. I am a student and they convinced me to get a student loan with them, and when I say this was the most predatory thing that has ever happened to me. Not only did they not disclose that it was a 25 year loan, and said it was a locked in rate of 3%. Of course, they lied, and now the interest rate is almost 8%. They constantly deflect questions when you ask hard questions that would show their sneaky ways with student loans. Extremely disgusting by the employees and how they take advantage of people, specifically, in the student loan area. Save yourself and do not go here.

1/5

Management does not know how to manage this bank, fire them and rehire brand new. Seriously, fire the manager and hire someone else. Call me, let's figure this out. Give me a call and I'll tell you how to run a bank.

5/5

Great bank to deal with! Staff is always helpful for any and all banking/loan needs. Multiple events throughout the year they put on for members and even the community! Every person that ask for suggestions on banking, I always say Harbor Light Credit Union since I personally have my loans with them.

5/5

Great place for all your banking needs. They treat you like a person and not a number. It's nice to still have that small town/small business feel, rather than an overly corporate environment. We are very happy members! They care, and it shows.

5/5

Been with them for many years. I’ve never had problems with them. I wish larger banking systems were as good to their costumers.

1/5

A complete waste of time. Pulled credit twice still unable to complete loan. This took over two weeks to process. Unable to text or email my self. Stayed out of touch I had too make numerous trips to credit union. They failed to keep current phone number. Communication was poor at best. They offered a bad loan at poor terms after this process. Go to Huntington I did.

5/5

This credit union is by far one of the most caring, community focused and committed banking institutions I’ve ever known. They are active in schools, workplaces, the chamber, community events and so much more. They pour into their staff and are shining examples of what an employer and B2B leader should be. My family and I love having our accounts here and the amount of effort they put into making sure we are all confident, comfortable and secure with our finances! Way to go HCU!!

5/5

My husband and I have been members of Harbor Light Credit Union for over 30 years. We've always been impressed with their high standards of customer service, educational programs offered, quick responses, help when needed, and highly competitive (good!) rates. We wouldn't be members of any other credit union or bank. These guys are great!

5/5

I’m not sure which Harbor Light branch she works at, but I want to give a shout-out to Kimberly, who I believe is a loan officer. She was incredibly helpful and went above and beyond to assist us. Thank you, Kimberly, for your outstanding service!

4/5

5/5

I have been a member for 25 years. Great Credit Union!

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